Fish have been collaborating with, and learning from, Wheelchair Adapted
Vehicle suppliers for more than 20 years. That’s why we trust Fish to supply
specialist car insurance to our valued customers.
Fish’s Disability Car Insurance Policy specifically covers adapted cars and
Wheelchair Accessible Vehicles (WAVs), and you can now purchase your cover
from Fish online at your own convenience.
As a disability car insurance specialist, we know that if your car is adapted it’s
not typically to boost its performance or looks, but to be more functional for you.
So, as long as you tell us it’s adapted for your disability needs, these items will
be covered.
It’s important to compare the benefits of specialised disability car insurance
cover with standard policies because you need to make sure the insurer
understands your needs and is offering the right cover for you.
Courtesy Car - if your car is being repaired by one of our approved garages
then we’ll offer you a courtesy car for as long as your car is being repaired. We
will always try our best to ensure this meets your mobility needs. But we don’t
offer this if it has been stolen and unrecovered, or if we have decided not to
repair your car, or if you have taken it to a garage of your choice.
Breakdown Cover - if your car breaks down we’ll repair or recover it. If roadside
assistance is not available or a temporary repair is not possible, we will arrange
and pay the costs of transportation of 8 passengers, including the driver, to be
recovered to a single destination within 19 miles of the incident. European cover
is available at an additional cost. Cover doesn’t include the cost of any parts
used to fix your car.
Car Adaptations – We will cover loss or damage to vehicle adaptations for
replacement as new up to the limit stated on the schedule. Excludes any
deliberate damage by anyone allowed to drive under the policy and any changes
or modifications to the car that have not been disclosed.
Cover for Personal Belongings. We will pay up to £200 for personal
belongings and up to £2,500 for mobility aids (including wheelchairs) in or on the
car that are lost or damaged following an accident, fire or theft involving the car.
We won’t cover your personal belongings if they are stolen or damaged because
your car was left open or unlocked and we won’t cover money, gift cards,
vouchers, or any portable electronic devices, such as mobile phones.
These are just some of the features, limits and exclusions in our policy, please
refer to the Insurance Product Information Document and Policy Wording on our website
https://www.fishinsurance.co.uk/downloads/ to find out more
about our policy.
Fish Insurance is a trading name of Fish Administration Ltd which is authorised
and regulated by the Financial Conduct Authority under Firm Reference 310172.
Fish Insurance is registered in England and Wales. Company Registration Number
4214119. Registered Office: Rossington’s Business Park, West Carr Road, Retford,
Nottinghamshire, DN22 7SW. Fish Administration Ltd is part of the PIB Group.
We are proud to work alongside Adrian Flux, helping our
customers find competitive insurance tailored to wheelchair
accessible vehicles (WAVs).
With over 50 years of specialist motor insurance experience,
Adrian Flux understands that insuring an adapted car or van is
different from insuring a standard vehicle.
Their specialist WAV policies can provide like-for-like cover for
adaptations and modifications, including wheelchair hoists,
ramps, tail lifts, adapted controls, lowered floors, wheelchair
tie-downs and safety restraints.
Depending on the policy, cover may also be available for a
manual wheelchair while it is in the vehicle, family members,
friends or carers to drive, young disabled drivers, European
travel and a suitable courtesy vehicle following an accident,
subject to availability and policy terms.
Speak to a specialist who can take the time to understand your
vehicle, its adaptations and your individual needs. Call the
dedicated phone line on 0800 089 0045 and quote our
reference D2191 to request your tailored WAV insurance quote.